Simple funding for your rental properties
Secure financing for your investment properties with competitive rates and flexible terms. DSCR loans are based on property cash flow, not your personal income.
Why Choose a DSCR Loan?
No Personal Income Needed
No tax returns or W2s required. Qualification is based on the property's rental income (Debt Service Coverage Ratio).
Investor-First Terms
Competitive rates and interest-only options available to maximize your monthly cash flow.
Faster Closings
Streamlined underwriting focused on the asset helps you close deals and grow your portfolio faster.
Our Process is Designed for You
Apply Online
Our online app makes your application process simple, seamless, and tailored for investors.
Get Your Options
A Frendly Pro will help you analyze the numbers and find the best loan for your financial goals.
Close Your Loan
Follow your digital to-do list while we handle the heavy lifting to get you to the finish line.
What is a DSCR loan?
Does a DSCR loan require tax returns?
No. DSCR loans are 'no-doc' for personal income. We focus on the rental income generated by the property rather than your personal employment history or tax filings.
Can I use a DSCR loan for a primary residence?
No, DSCR loans are specifically for investment properties (rental properties) that generate income.
What is the minimum DSCR ratio?
Most lenders look for a DSCR of 1.0 or higher (meaning the rent covers the mortgage payment), but we have options for various ratios depending on your goals.
Transparency is our strategy.
Our mortgage specialists are here to guide you every step of the way. Get started with a Frendly Pro today.
Start Your Application