Stop renting. Start owning.
Get the keys to your own home with a mortgage designed for you. We compare the nation's best lenders to find your perfect match.
Why buy with Frendly?
We Shop, You Save
We check rates from a list of the nation's best lenders. Banks only check their own. We find the lowest rate for YOU.
Pre-Approval in Minutes
Don't wait days for a callback. Our digital application gets you a verified pre-approval letter instantly.
No Hidden Fees
We are transparent about every penny. Zero lender fees on select loan products.
Your Path to Homeownership
Apply Online
Answer a few simple questions about your income and the home you want.
Get Your Rate
See real-time interest rates and monthly payment options instantly.
Shop with Confidence
Use your Frendly Pre-Approval Letter to make a winning offer.
Home Buying FAQs
How much do I need for a down payment?
It depends on the loan type. Conventional loans can go as low as 3% down. FHA loans start at 3.5%. VA loans offer 0% down for eligible veterans and service members. We compare dozens of lenders to find the best option for your situation.
What credit score do I need to buy a home?
Requirements vary by loan type. FHA loans can accept scores as low as 580 (or 500 with a larger down payment). Conventional loans typically start around 620. We shop multiple lenders, so even if one says no, another might say yes.
How long does pre-approval take?
Our digital application gets you a verified pre-approval letter in minutes—no days-long wait for a callback. You can start shopping with confidence right away.
Will getting pre-approved hurt my credit?
Your initial pre-approval does not require a hard credit pull. When you are ready to lock your rate and move forward, we will run a credit check. Multiple mortgage inquiries within a short window are typically counted as one for scoring purposes.
Your dream home is waiting.
Don't let another month of rent go to waste. See how much home you can afford today.
Get Started Now