Tap your home equity.
Keep your low mortgage rate.
Get up to $1,000,000 from your home in as little as 5 days. See what you qualify for in 3 minutes — with no impact to your credit.
Soft credit check · 3 minutes · No obligation
Funded in 5 days
Most lenders take 30–45 days. We close in as little as 5 — without the runaround.
Keep your low mortgage rate
A HELOC sits behind your first mortgage. You don’t refinance and you don’t lose your rate.
One real human, start to finish
You get a dedicated advocate — not a call center, not a chatbot, not a different rep every call.
Quick fit check
You're a fit if you have…
Credit
620+ FICO
Estimated is fine — no hard pull yet
Line size
$25K – $1M
Draw what you need, when you need it
Combined LTV
Under 80%
Most programs accept up to 80% CLTV
Property
Owner-occupied
Texas: primary homestead only (Section 50)
Soft credit check · 3 minutes · No obligation
“The whole team is amazing. Extremely knowledgeable and hardworking. We used them for our original home purchase and now our refinance. We hit a bit of a personal snag in the middle of the process, but Tacy didn’t miss a beat. She was amazing.”
— Dan R., Frendly homeowner
Your equity is just sitting there.
Three minutes is all it takes to see your number. No hard credit pull. No obligation. No pressure.
Soft credit check · 3 minutes · No obligation
Equal Housing Lender · NMLS #2170233